Maine FHA Loan

A popular loan program with more lenient  guidelines and credit and income requirements than other programs. 

Is a Maine FHA Loan Right For You?
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Is a Maine FHA Loan Right For You?

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Get Answers Quickly

With my custom Mortgage Game Plan, the fast, innovative and completely online way to get the best mortgage options, you can have piece of mind that you are getting the best rates and terms in the Maine market place today. Less
With my custom Mortgage Game Plan, the fast, innovative and completely online way to get the best mortgage options, you can have piece of mind that you are getting the best rates and terms in the Maine market place today. 
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Talk to the Home Loan Expert

Not comfortable starting online? Answer a few questions, and I will call you at your earliest convenience. Just let me know when you are available, and I will reach out to you to answer all your questions.Less
Not comfortable starting online? Answer a few questions, and I will call you at your earliest convenience. Just let me know when you are available, and I will reach out to you to answer all your questions.
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The BenefitsLess

The Benefits

Advantages of Maine FHA LoansLess
Advantages of Maine FHA Loans
  • You can qualify with a lower credit score compared to other loans.  

  • You can buy a home with a down payment as low as 3.5%.  

  • If you already have a Maine FHA loan, you can refinance with FHA Streamline to lower your interest rate. 

  • You may qualify even if you’ve had financial difficulties in the past, like a bankruptcy.  

  • You may be able to roll your closing costs into your loan.

    • You can qualify with a lower credit score compared to other loans.  

    • You can buy a home with a down payment as low as 3.5%.  

    • If you already have a Maine FHA loan, you can refinance with FHA Streamline to lower your interest rate. 

    • You may qualify even if you’ve had financial difficulties in the past, like a bankruptcy.  

    • You may be able to roll your closing costs into your loan.

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      The Benefits Of Securing Your Mortgage With MeLess
      The Benefits Of Securing Your Mortgage With Me
      • I'm a Maine FHA Loan approved Broker.

      • I have over 15 years experience with FHA Loans in Maine.

      • You'll get a completely streamlined Mortgage Game Plan custom to you.  I help you every step of the way.

      • I'm available to answer your questions and help you understand the details so you get the right mortgage for you.

      • I'm an expert in the Maine Mortgage field.  I've been helping Mainers open the door since 2004.

      • I'm One Maine Mortgage Broker, with One Hundred programs.

      • I'm a Maine FHA Loan approved Broker.

      • I have over 15 years experience with FHA Loans in Maine.

      • You'll get a completely streamlined Mortgage Game Plan custom to you.  I help you every step of the way.

      • I'm available to answer your questions and help you understand the details so you get the right mortgage for you.

      • I'm an expert in the Maine Mortgage field.  I've been helping Mainers open the door since 2004.

      • I'm One Maine Mortgage Broker, with One Hundred programs.

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      Other Popular Loan OptionsLess
      Other Popular Loan Options
      • USDA Loan - Refinance out of a high payment, or an adjustable rate mortgage with the fixed rate security of a government-insured FHA Loan.

      • 30-Year Fixed- Looking for a more traditional loan option? Lock a great rate today with a 30-Year fixed rate.

      • VA Loan - Get a low rate and payment with a VA loan if you are a qualified veteran, active military, or a qualifying spouse.

      • USDA Loan - Refinance out of a high payment, or an adjustable rate mortgage with the fixed rate security of a government-insured FHA Loan.

      • 30-Year Fixed- Looking for a more traditional loan option? Lock a great rate today with a 30-Year fixed rate.

      • VA Loan - Get a low rate and payment with a VA loan if you are a qualified veteran, active military, or a qualifying spouse.

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      How It WorksLess

      How It Works

      How A Maine FHA Loan Works?Less
      How A Maine FHA Loan Works?
      • You get a Maine FHA loan from an FHA-approved mortgage lender.  

      • The loan is insured by the Federal Housing Administration.  

      • Because of that insurance, the credit and income requirements for an FHA loan are more lenient.  

      • To help fund the FHA program, in most cases you’ll pay mortgage insurance, which is added on to your monthly payment.  

      • The home you want to buy will have to meet the FHA’s minimum property standards.

      Whether you’re purchasing a home or refinancing one, you can estimate your monthly payment with my Maine mortgage calculator

        • You get a Maine FHA loan from an FHA-approved mortgage lender.  

        • The loan is insured by the Federal Housing Administration.  

        • Because of that insurance, the credit and income requirements for an FHA loan are more lenient.  

        • To help fund the FHA program, in most cases you’ll pay mortgage insurance, which is added on to your monthly payment.  

        • The home you want to buy will have to meet the FHA’s minimum property standards.

        Whether you’re purchasing a home or refinancing one, you can estimate your monthly payment with my Maine mortgage calculator

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          Vision Mortgage, LLC 

          352 Warren Ave, Unit #6

          Portland, ME 04103

          NMLS ##1286953   

          Vision Mortgage, LLC 

          352 Warren Ave, Unit #6

          Portland, ME 04103

          NMLS ##1286953   

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          Travis Penny, Maine Mortgage Game Planner  

          NMLS #1649161

          Travis Penny, Maine Mortgage Game Planner  

          NMLS #1649161

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          Serving Maine since 2004

          Serving Maine since 2004

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          FHA |
          VA |
          USDA |
          JUMBO |
          BUY A HOME |
          REFINANCE |