Lower Your Payment

A lower mortgage payment means more money for everything else 

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            Want to explore your options?

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Get Answers Quickly

With my custom Mortgage Game Plan, the fast, innovative and completely online way to get the best mortgage refinance options, you can have piece of mind that you are getting the best rates and terms in the Maine market place today. Less
With my custom Mortgage Game Plan, the fast, innovative and completely online way to get the best mortgage refinance options, you can have piece of mind that you are getting the best rates and terms in the Maine market place today. 
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Talk to the Home Loan ExpertLess

Talk to the Home Loan Expert

Not comfortable starting online? Answer a few questions, and I will call you at your earliest convenience. Just let me know when you are available, and I will reach out to you to answer all your questions.Less
Not comfortable starting online? Answer a few questions, and I will call you at your earliest convenience. Just let me know when you are available, and I will reach out to you to answer all your questions.
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The StoryLess

The Story

Low Mortgage Rates Make Lowering Your Payment Easier Than EverLess
Low Mortgage Rates Make Lowering Your Payment Easier Than Ever
  • Why pay more than you have to? Don't miss out on the lowest rates in decades.

  • Changing the terms of your mortgage can minimize your monthly payment, and leave more money for you.

  • Check out my Maine Mortgage Calculator and see how a new rate and term can lower your monthly payment.

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  • Why pay more than you have to? Don't miss out on the lowest rates in decades.

  • Changing the terms of your mortgage can minimize your monthly payment, and leave more money for you.

  • Check out my Maine Mortgage Calculator and see how a new rate and term can lower your monthly payment.

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I regularly help Mainers lower their monthly mortgage payment be refinancing.  Contact me today and I'll help you too.Less
I regularly help Mainers lower their monthly mortgage payment be refinancing.  Contact me today and I'll help you too.
Why You Should Choose MeLess
Why You Should Choose Me
  • You'll get a completely streamlined Mortgage Game Plan custom to you.  I help you every step of the way.

  • I'm available to answer your questions and help you understand the details so you get the right mortgage for you.

  • I'm an expert in the Maine Mortgage field.  I've been helping Mainers open the door since 2004.

  • I'm One Maine Mortgage Broker, with One Hundred programs.

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  • You'll get a completely streamlined Mortgage Game Plan custom to you.  I help you every step of the way.

  • I'm available to answer your questions and help you understand the details so you get the right mortgage for you.

  • I'm an expert in the Maine Mortgage field.  I've been helping Mainers open the door since 2004.

  • I'm One Maine Mortgage Broker, with One Hundred programs.

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Popular Loan Options That Help to Lower Your Monthly Payment*Less
Popular Loan Options That Help to Lower Your Monthly Payment*
  • FHA Loan - Refinance out of a high payment, or an adjustable rate mortgage with the fixed rate security of a government-insured FHA Loan.

  • 30-Year Fixed Loan - Looking for a more traditional loan option? Lock a great rate today with a 30-Year fixed rate.

  • VA Loan - Get a low rate and payment with a VA loan if you are a qualified veteran, active military, or a qualifying spouse. 

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  • FHA Loan - Refinance out of a high payment, or an adjustable rate mortgage with the fixed rate security of a government-insured FHA Loan.

  • 30-Year Fixed Loan - Looking for a more traditional loan option? Lock a great rate today with a 30-Year fixed rate.

  • VA Loan - Get a low rate and payment with a VA loan if you are a qualified veteran, active military, or a qualifying spouse. 

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Frequently Asked QuestionsLess

Frequently Asked Questions

How do you know if refinancing to a lower payment is worth it?Less
How do you know if refinancing to a lower payment is worth it?

Refinancing your home mortgage, means taking on a new loan with different terms.  To lower your monthly payment you'll need a loan that meets one or more of the following criteria:

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Refinancing your home mortgage, means taking on a new loan with different terms.  To lower your monthly payment you'll need a loan that meets one or more of the following criteria:

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  1. A Lower Interest Rate - The higher your interest rate, the more you will pay for your mortgage now, and in the future. A lower rate equals a lower payment if you don't shorten the length of your mortgage term.

  2. Get Rid Of Private Mortgage Insurance (PMI) - If you put less

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  1. A Lower Interest Rate - The higher your interest rate, the more you will pay for your mortgage now, and in the future. A lower rate equals a lower payment if you don't shorten the length of your mortgage term.

  2. Get Rid Of Private Mortgage Insurance (PMI) - If you put less

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What does refinancing mean? How can it get you a lower monthly payment?Less
What does refinancing mean? How can it get you a lower monthly payment?

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What does equity mean? How can it help you lower your payment?Less
What does equity mean? How can it help you lower your payment?

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Manage Your Mortgage        Less
Manage Your Mortgage        
Learn About Me        Less
Learn About Me        

©2004 - 2018   

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©2004 - 2018   

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Travis Penny, Maine Mortgage Game Planner  

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Travis Penny, Maine Mortgage Game Planner  

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NMLS #1649161

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NMLS #1649161

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FHA |
VA |
USDA |
JUMBO |
BUY A HOME |
REFINANCE |