Maine FHA Loan

A popular loan program with more lenient  guidelines and credit and income requirements than other programs. 

Is a Maine FHA Loan Right For You?

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With my custom Mortgage Game Plan, the fast, innovative and completely online way to get the best mortgage options, you can have piece of mind that you are getting the best rates and terms in the Maine market place today. 
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The Benefits

Advantages of Maine FHA Loans
  • You can qualify with a lower credit score compared to other loans.  

  • You can buy a home with a down payment as low as 3.5%.  

  • If you already have a Maine FHA loan, you can refinance with FHA Streamline to lower your interest rate. 

  • You may qualify even if you’ve had financial difficulties in the past, like a bankruptcy.  

  • You may be able to roll your closing costs into your loan.

    The Benefits Of Securing Your Mortgage With Me
    • I'm a Maine FHA Loan approved Broker.

    • I have over 15 years experience with FHA Loans in Maine.

    • You'll get a completely streamlined Mortgage Game Plan custom to you.  I help you every step of the way.

    • I'm available to answer your questions and help you understand the details so you get the right mortgage for you.

    • I'm an expert in the Maine Mortgage field.  I've been helping Mainers open the door since 2004.

    • I'm One Maine Mortgage Broker, with One Hundred programs.

    Other Popular Loan Options
    • USDA Loan - Refinance out of a high payment, or an adjustable rate mortgage with the fixed rate security of a government-insured FHA Loan.

    • 30-Year Fixed- Looking for a more traditional loan option? Lock a great rate today with a 30-Year fixed rate.

    • VA Loan - Get a low rate and payment with a VA loan if you are a qualified veteran, active military, or a qualifying spouse.

    How It Works

    How A Maine FHA Loan Works?
    • You get a Maine FHA loan from an FHA-approved mortgage lender.  

    • The loan is insured by the Federal Housing Administration.  

    • Because of that insurance, the credit and income requirements for an FHA loan are more lenient.  

    • To help fund the FHA program, in most cases you’ll pay mortgage insurance, which is added on to your monthly payment.  

    • The home you want to buy will have to meet the FHA’s minimum property standards.

    Whether you’re purchasing a home or refinancing one, you can estimate your monthly payment with my Maine mortgage calculator

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      Travis Penny, Maine Mortgage Game Planner  

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