Maine First Time Home Buyer

You can do this! I'll show you how.... 

            Ready To Go House Shopping?

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With my custom Mortgage Game Plan, the fast, innovative and completely online way to get the best mortgage options, you can have piece of mind that you are getting the best rates and terms in the Maine market place today. 
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The Benefits

If You Are Actively Shopping For A Home
  • First, get approved for a loan. Doing this before looking at houses helps you a lot. Here are some of the benefits: 

  • You’ll get an approval letter that shows real estate agents and sellers you’re able to afford a house. 

  • You’ll find out how much house you can afford.

  • Second, You can lock your rate for up to 90 days.

  • It makes the rest of the mortgage process smoother and easier.

    Why You Should Choose Me
    • You'll get a completely streamlined Mortgage Game Plan custom to you.  I help you every step of the way.

    • I'm available to answer your questions and help you understand the details so you get the right mortgage for you.

    • I'm an expert in the Maine Mortgage field.  I've been helping Mainers open the door since 2004.

    • I'm One Maine Mortgage Broker, with One Hundred programs.

    Other Popular Loan Options
    • FHA Loan - Refinance out of a high payment, or an adjustable rate mortgage with the fixed rate security of a government-insured FHA Loan.

    • 30-Year Fixed- Looking for a more traditional loan option? Lock a great rate today with a 30-Year fixed rate.

    • VA Loan - Get a low rate and payment with a VA loan if you are a qualified veteran, active military, or a qualifying spouse.

    How It Works

    Popular Loans Options for First-Time Home Buyers
    • Here are some common situations that often apply to people getting their first home loan, and possible options. You may qualify for more than one; we’ll help you find what’s best for you.

    • Want payment and interest rate stability? With a 30-Year Fixed, your interest rate and monthly payments (before taxes and insurance) won’t change, and you can buy a home with as little as 3% down. 

    • Don’t have a lot of credit history, or worried it’s not good enough? FHA loans have more lenient credit and income requirements, and your down payment can be as low as 3.5%.

    • Think you’ll only be in a starter home for a few years? An adjustable rate mortgage gives you a low fixed interest rate – which means lower monthly payments – for the first 5, 7 or 10 years of your mortgage.

    • Are you a veteran or currently serving? You may qualify for a VA Loan and be able to buy a home with zero down.

    Whether you’re purchasing a home or refinancing one, you can estimate your monthly payment with my Maine mortgage calculator

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      ©2004 - 2018   

      Travis Penny, Maine Mortgage Game Planner  

      NMLS #1649161

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