Maine First Time Home Buyer

 

            Ready To Go House Shopping?Less

            Ready To Go House Shopping?

Get Answers Quickly
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Get Answers Quickly

With my custom Mortgage Game Plan, the fast, innovative and completely online way to get the best mortgage options, you can have piece of mind that you are getting the best rates and terms in the Maine market place today. Less
With my custom Mortgage Game Plan, the fast, innovative and completely online way to get the best mortgage options, you can have piece of mind that you are getting the best rates and terms in the Maine market place today. 
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Talk to the Home Loan ExpertLess

Talk to the Home Loan Expert

Not comfortable starting online? Answer a few questions, and I will call you at your earliest convenience. Just let me know when you are available, and I will reach out to you to answer all your questions.Less
Not comfortable starting online? Answer a few questions, and I will call you at your earliest convenience. Just let me know when you are available, and I will reach out to you to answer all your questions.
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The BenefitsLess

The Benefits

If You Are Actively Shopping For A HomeLess
If You Are Actively Shopping For A Home
  • First, get approved for a loan. Doing this before looking at houses helps you a lot. Here are some of the benefits: 

  • You’ll get an approval letter that shows real estate agents and sellers you’re able to afford a house. 

  • You’ll find out how much house you can afford.

  • Second, You can lock your rate for up to 90 days.

  • It makes the rest of the mortgage process smoother and easier.

    • First, get approved for a loan. Doing this before looking at houses helps you a lot. Here are some of the benefits: 

    • You’ll get an approval letter that shows real estate agents and sellers you’re able to afford a house. 

    • You’ll find out how much house you can afford.

    • Second, You can lock your rate for up to 90 days.

    • It makes the rest of the mortgage process smoother and easier.

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      Why You Should Choose MeLess
      Why You Should Choose Me
      • You'll get a completely streamlined Mortgage Game Plan custom to you.  I help you every step of the way.

      • I'm available to answer your questions and help you understand the details so you get the right mortgage for you.

      • I'm an expert in the Maine Mortgage field.  I've been helping Mainers open the door since 2004.

      • I'm One Maine Mortgage Broker, with One Hundred programs.

      • You'll get a completely streamlined Mortgage Game Plan custom to you.  I help you every step of the way.

      • I'm available to answer your questions and help you understand the details so you get the right mortgage for you.

      • I'm an expert in the Maine Mortgage field.  I've been helping Mainers open the door since 2004.

      • I'm One Maine Mortgage Broker, with One Hundred programs.

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      Other Popular Loan OptionsLess
      Other Popular Loan Options
      • FHA Loan - Refinance out of a high payment, or an adjustable rate mortgage with the fixed rate security of a government-insured FHA Loan.

      • 30-Year Fixed- Looking for a more traditional loan option? Lock a great rate today with a 30-Year fixed rate.

      • VA Loan - Get a low rate and payment with a VA loan if you are a qualified veteran, active military, or a qualifying spouse.

      • FHA Loan - Refinance out of a high payment, or an adjustable rate mortgage with the fixed rate security of a government-insured FHA Loan.

      • 30-Year Fixed- Looking for a more traditional loan option? Lock a great rate today with a 30-Year fixed rate.

      • VA Loan - Get a low rate and payment with a VA loan if you are a qualified veteran, active military, or a qualifying spouse.

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      How It WorksLess

      How It Works

      Popular Loans Options for First-Time Home BuyersLess
      Popular Loans Options for First-Time Home Buyers
      • Here are some common situations that often apply to people getting their first home loan, and possible options. You may qualify for more than one; we’ll help you find what’s best for you:


      • Want payment and interest rate stability? With a 30-Year Fixed, your interest rate and monthly payments (before taxes and insurance) won’t change, and you can buy a home with as little as 3% down. 

      • Don’t have a lot of credit history, or worried it’s not good enough? FHA loans have more lenient credit and income requirements, and your down payment can be as low as 3.5%.

      • Think you’ll only be in a starter home for a few years? An adjustable rate mortgage gives you a low fixed interest rate – which means lower monthly payments – for the first 5, 7 or 10 years of your mortgage.

      • Are you a veteran or currently serving? You may qualify for a VA Loan and be able to buy a home with zero down.

      Whether you’re purchasing a home or refinancing one, you can estimate your monthly payment with my Maine mortgage calculator

        • Here are some common situations that often apply to people getting their first home loan, and possible options. You may qualify for more than one; we’ll help you find what’s best for you:

        • Want payment and interest rate stability? With a 30-Year Fixed, your interest rate and monthly payments (before taxes and insurance) won’t change, and you can buy a home with as little as 3% down. 

        • Don’t have a lot of credit history, or worried it’s not good enough? FHA loans have more lenient credit and income requirements, and your down payment can be as low as 3.5%.

        • Think you’ll only be in a starter home for a few years? An adjustable rate mortgage gives you a low fixed interest rate – which means lower monthly payments – for the first 5, 7 or 10 years of your mortgage.

        • Are you a veteran or currently serving? You may qualify for a VA Loan and be able to buy a home with zero down.

        Whether you’re purchasing a home or refinancing one, you can estimate your monthly payment with my Maine mortgage calculator

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          BUY A HOME
          REFINANCE
          RATE QUOTE
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          Manage Your Mortgage        

          BOOK A Discovery Call

          BOOK A Discovery Call

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          Learn About Me        

          Vision Mortgage, LLC 

          352 Warren Ave, Unit #6

          Portland, ME 04103

          NMLS ##1286953   

          Vision Mortgage, LLC 

          352 Warren Ave, Unit #6

          Portland, ME 04103

          NMLS ##1286953   

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          Travis Penny, Maine Mortgage Game Planner  

          NMLS #1649161

          Travis Penny, Maine Mortgage Game Planner  

          NMLS #1649161

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          Serving Maine since 2004

          Serving Maine since 2004

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          FHA |
          VA |
          USDA |
          JUMBO |
          BUY A HOME |
          REFINANCE |