Maine VA Loan

A home loan for qualified veterans, service members and spouses

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With my custom Mortgage Game Plan, the fast, innovative and completely online way to get the best mortgage options, you can have piece of mind that you are getting the best rates and terms in the Maine market place today. 
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The Benefits

Advantages of Maine VA Loans
  • You can qualify with a lower credit score compared to other loans.  

  • Most veterans and service members won’t need a down payment.  

  • You can qualify with a lower credit score and more debt compared to conventional loans.  

  • VA loans have lower interest rates, so you pay less over time.

  • You may qualify even if you’ve had financial difficulties in the past, like a bankruptcy or a foreclosure..  

  • You may be able to roll your closing costs into your loan.

    The Benefits Of Securing Your Mortgage With Me
    • I'm a Maine VA Loan approved Broker.

    • I have over 15 years experience with VA Loans in Maine.

    • You'll get a completely streamlined Mortgage Game Plan custom to you.  I help you every step of the way.

    • I'm available to answer your questions and help you understand the details so you get the right mortgage for you.

    • I'm an expert in the Maine Mortgage field.  I've been helping Mainers open the door since 2004.

    • I'm One Maine Mortgage Broker, with One Hundred programs.

    Other Popular Loan Options
    • USDA Loan - Refinance out of a high payment, or an adjustable rate mortgage with the fixed rate security of a government-insured FHA Loan.

    • 30-Year Fixed- Looking for a more traditional loan option? Lock a great rate today with a 30-Year fixed rate.

    • FHA Loan - Get a low rate and payment with a FHA loan.  Great for First Time Home Buyers. 

    How It Works

    How A Maine VA Loan Works?
    • You get a Maine VA loan from an VA-approved mortgage lender.  

    • The loan is insured by the VA.  

    • Because of that insurance, the credit and income requirements for an VA loan are more lenient.  

    • VA Loans have an up front funding fee, but have no monthly Mortgage insurance..  

    • The home you want to buy will have to meet the VA's minimum property standards.

    Whether you’re purchasing a home or refinancing one, you can estimate your monthly payment with my Maine mortgage calculator

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      Travis Penny, Maine Mortgage Game Planner  

      NMLS #1649161

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