Pay Off Your Mortgage Faster

Pay thousands less in interest and use that money for other things 

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With my custom Mortgage Game Plan, the fast, innovative and completely online way to get the best mortgage refinance options, you can have piece of mind that you are getting the best rates and terms in the Maine market place today. 
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Not comfortable starting online? Answer a few questions, and I will call you at your earliest convenience. Just let me know when you are available, and I will reach out to you to answer all your questions.
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The Story

Paying Off Your Mortgage Faster Is Easier Than You May Think
  • Take advantage of the lowest rates in decades and shorten the term of your mortgage.  The shorter your term, the lower your mortgage rate!.

  • See if you can save money with my easy to use Maine Mortgage Calculator and see how a new rate and term can lower your total interest cost over the life of your mortgage

  • There are numerous easy options to pay off your mortgage faster including the 15-Year fixed.  Also, a rate and term refinance at a lower rate with the same term could save you hundreds monthly.

I regularly help Mainers pay of their mortgage faster by refinancing.  Contact me today and I'll help you too.
Why You Should Choose Me
  • You'll get a completely streamlined Mortgage Game Plan custom to you.  I help you every step of the way.

  • I'm available to answer your questions and help you understand the details so you get the right mortgage for you.

  • I'm an expert in the Maine Mortgage field.  I've been helping Mainers open the door since 2004.

  • I'm One Maine Mortgage Broker, with One Hundred programs.

Popular Loan Options For Paying Off Your Mortgage Faster
  • FHA Loan - Refinance out of a high payment, or an adjustable rate mortgage with the fixed rate security of a government-insured FHA Loan.

  • 30-Year Fixed Loan - Looking for a more traditional loan option? Lock a great rate today with a 30-Year fixed rate.

  • VA Loan - Get a low rate and payment with a VA loan if you are a qualified veteran, active military, or a qualifying spouse. 

Frequently Asked Questions

When does it make sense to refinance? 

Reasons for refinancing your mortgage include lowering your payment, shortening your term or using the equity you’ve built up over time to get cash back out of your home. Whether it makes sense to refinance your home depends on a number of factors. Do you have enough equity built up in your home? Are interest rates lower now than they were when you first got your home loan? Do you plan to stay in your home for many years?:

What are the advantages of a shorter repayment period?

You’ll be able to own your house sooner than you would with your current mortgage. This may put you in a better financial situation down the road, while saving you quite a bit on interest.

What are the disadvantages?

Just like lengthening your loan term decreases your monthly payment, shortening your loan term means increasing your monthly payment. Use my easy-to-use mortgage calculator to see what your new term and payments could be.

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Travis Penny, Maine Mortgage Game Planner  

NMLS #1649161

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